NPCI ( National payments of corporation of india ) 2008 ko banaya gaya thha . India mai sabhi retail payment planaali ke liye umbrella sangthhan hai . Jiska target sabhi bharatiya nagariko ko e-payment sebayo tak unrestricted pahuch ki anumati denaa hai . NPCI company under section 2013 ki dharaa 8 ke tahhat registered ekk non -for-profit compani hai . UPI ke bikash ke apni kam kaa udyas india ko kebal digital tranjaction ke sath ekk cashless society mai le jana hai .
NPCI ne international card scheme par nirvartaa ko kaom karne , Rupay naamak ghareelu card payment network ke bikash ko sucessfully puraa kiya hai . Rupay card ab sabhi ATM and des ki adhikansh online merchant mai swikar kiaa jata hai . Des mai 300 se adhik bank Rupay debit card jari kie hai .
Different bank dwaraa 250 million se adhik card jari kie gaye hai . Aur ye every month 3 million ke sar se badhh raha hai . Jan dhan yojana ke tahhat Rupay card vi jarri kie gaye hai .
NPCI ko December 2008 mai saamil kiaa gayaa thha aur 2009 mai business suru karne kaa pramaan patra jari kiaa gayaa thha . 24 December 2009 ko ayojit baithhak mai payment and settlement pranaali regulation and supervision board ne des mai bivinya retail Payment pranaali ke sanchalan ke liye NPIC ko pradhi karn jari karne ke liye manjuri de di hai .
NFS ( National financial switch ) jo 449 bank ko 1,98,953 ATM ko jodtaa hai ( 91 member bank , 358 sub-member bank ) . 84 member bank ko prdaan ki gai IMPS ( Immediate payment service ) , 8.49 crore se adhik MMID ( Mobile money identifier ) jaari ki gai . NPCI ne 11 april 2016 ko Unified paymemts interface ( UPI ) launch kiaa thha .
NPCI KAA SERVICE DETAILS :-
1 – National financial swtic ( NFS )
Network of shared automated teller mechines in india .
2 – Unified Paymemts Interface ( UPI )
Singel mobile appilcation for accessing different bank accounts .
3 – Bhim app
Smartphone app built using upi interface
4 – Immediate Payment service ( IMPS )
Real time payment with mobile number .
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Mobile banking using ussd .
6 – National automated clearing house ( NACH )
7 – Cheque truncation system
Online image based cheque clearing system .
8 – Adhar payments bridge system ( APBS )
9 – Rupay-card scheme
10 – Bharat bill payment system ( BBPS )
Integrated bill payment system .
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Adhar linked subsidy information .
12 – Bharat QR
A common QR code built for ease of payments .
NPCI se judi adhik jankari ke liye nichhe comment box pecomment kare .